Credit Repair ™

A Whole New Level

We have taken credit repair to a whole new level. Our awesome personal service and meticulous attention to detail are an essential part of our work ethic. But the real results come from an absolutely professional approach to our job - and a genuine mastery of many elements, including:

• The laws that govern all participants in the credit reporting process
• Remedies and rehabilitation opportunities offered by creditors
• The FICO scoring model
• Effective methods of building new credit

The Laws

The credit bureaus must abide by federal laws. Creditors and collectors have rules for furnishing information to the credit bureaus, and there are state laws that may override federal laws. Knowing the applicable law allows us to quickly identify and eliminate derogatory information from your credit report that is not in compliance.

Lender Remedies

Many lenders offer a variety of cures or rehabilitation opportunities for credit issues. We know these cures and will provide appropriate guidance specific to your situation. There are often several ways to get the results that you need. The right strategy can mean the difference between success and failure.

Knowing the Score

Your FICO scores will determine the interest rate that you pay on every dollar that you borrow. Everything we do is guided by our knowledge of the FICO model and designed to optimize your credit scores.

Re-Building

You want your credit to meet the requirements set by lenders. If appropriate, we will guide you through the process of opening secured credit cards to make sure you have all of the tools you need for success. Nothing is left out.

Putting it Together

There is nothing as important to your financial life as your credit. If you are looking for professional help in cleaning and improving your credit you should hire the best. We have been doing this since 1989 and are fanatics about doing it right. We invite you to start today.