How it Works
Our credit repair program has been carefully designed to produce the optimal results as efficiently as possible. We are going to do everything in our power to make your experience with us happy, satisfying, and above all, productive. Here is a step-by-step overview:
Complete our simple online enrollment form. Within minutes you will receive an email with easy instructions on getting us a tri-merge (three bureau) credit report.[1] We will also ask for some personal identification[2] to facilitate the prompt processing of our disputes with the credit bureaus.
Upon receipt of your credit report we will conduct a meticulous line-by-line review, note the issues that are harming your credit, and identify opportunities to optimize your credit scores.
We will challenge your erroneous items with the credit bureaus.[3] They will send responses directly to you so you can see the results as they occur.
If the items challenged are not corrected we will automatically send customized re-disputes designed to maximize the probability of achieving the desired outcome.
As appropriate, we provide credit score counseling, assistance with building new credit, and help in meeting lender requirements. Everything possible will be done to help you reach your credit goals.
Footnotes
1 We require a recent tri-merge (three bureau) credit report to get started. If you belong to a monitoring service that offers a tri-merge report, that is fine. If not, we will provide a list of our favorite choices where you can access your report in minutes. Please note that we do not accept the free individual credit bureau reports available from AnnualCreditReport.com.
2 The credit bureaus often request personal identification prior to processing a dispute. By providing it up front we minimize delays - and significantly improve the efficiency of the process. Our only goal is to get the job done quickly, and to deliver the best value.
3 We send dispute letters to the three major bureaus, Experian, Equifax, and TransUnion. Unless your situation dictates otherwise, we dispute 15 items (5 items per bureau) every 35 days. Many companies dispute far fewer items at a much slower pace. Our schedule is designed to deliver the optimal result in the shortest time.
Pricing Overview
Your setup fee is a one time time fee only. And your monthly billing does not start until one month after you pay your setup fee. Are you signing up as a couple? Your spouse will automatically receive a 50% discount on their monthly fee. The Cost »
Our Guarantee
We are so confident you will be thrilled with our service that we offer the most clear and simple guarantee in the credit repair industry. Get started today with complete confidence! The Guarantee »
We offer a 50% couples discount! All you have to do is sign up your spouse at the same time and they will receive a 50% discount on their monthly fee!
Signing up is easy! All major credit cards are accepted. Debit cards with Visa or MasterCard symbols are fine too.
Cancel anytime. We allow you to cancel your agreement with us at anytime for any reason with no repercussion.
- Ron L.
- Super-Easy Online Signup Form. Get Started in 2 Minutes
- All Major Credit Cards & Debit Cards Accepted
- Cancel Anytime. No Pre-Set Obligation
- Professionally Managed Credit Bureau Disputes, Debt Validation, and FICO Score Counseling
- All Inclusive! No Upgrades Needed
- Couples Discount! Spouse Pays ½ Monthly Fee
