1We require a 3-bureau (three in one) credit report to get started. Upon signup we will provide our top choices for obtaining your report, including: 1) a monthly monitoring service at $14.95/month, and 2) an option with no monthly obligation at $29.95. Sky Blue Credit is not affiliated with or compensated by any companies it suggests.
2We will identify the derogatory accounts on your credit report which do not meet reporting rules, as well as questionable items you may wish to challenge, and email you an easy-to-read list for your approval. You may add or subtract items yourself, or request a personal consultation prior to starting the dispute process.
3We send dispute letters to the three major bureaus, Experian, Equifax, and TransUnion. Unless your situation dictates otherwise, we dispute 15 items (5 items per bureau) every 35 days.