Credit Repair Questions & Answers
Can credit repair do anything about judgments?
Your Right to Dispute
You are allowed to dispute anything on your credit report that does not look right to you. But credit repair is not about removing legitimate information.
Judgment Reporting Limits
Having said that, here is some information that might aid your credit repair project. An unpaid judgment can continue to report for seven years from the filing date, or its statute of limitation, whichever is longer (statutes of limitation on judgments can be quite long – 20 years in many states). A paid judgment, on the other hand, can report for seven years from the filing date. This means that if you have an old judgment, over 7 years old, paying it off will remove it from your credit report.
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