Just click on any question below to see our answer. We hope these brief exchanges will provide you with inspiration and insight as you continue your credit repair journey.

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Credit Score Q & A

Three Different Scores

Why are my three credit scores so different from each other? Get Answer »

Real Credit Scores

I checked my credit score with Experian, but my mortgage broker told me that is not a real credit score. What does that mean? Get Answer »

FICO vs. Bureau Scores

How is a FICO score different from the other scores I could get? Get Answer »

Credit Score Factors

What factors affect my credit scores the most? Get Answer »

Quick Score Help

Are there any credit repair tricks to boost up my scores quickly? Get Answer »

Credit Repair and Credit Scores

Credit repair may involve many aspects of your credit, from disputing errors, to building and managing new credit. But regardless of the specific focus, all credit repair activity should revolve around your credit scores. Everything we do here at Sky Blue is guided by the influence it will have on your credit scores.

The dispute process is enticing; it is very exciting to watch derogatory information fall from your reports month by month. And without question, management of the dispute process for our credit repair clients is the centerpiece of our service. But we never lose sight of the ultimate goal of making your credit lender-ready. This involves more than cleaning up the erroneous derogatory information on your reports. Lenders look for minimum credit scores and specific content. A one sided dispute-only approach to credit repair is certain to disappoint. Without adequate well managed positive credit you will never become lender-ready.

Our balanced and super effective approach to credit repair involves helping you rebuild and manage your credit for the maximum score impact. If you don’t have open mainstream credit cards (such as MasterCard and Visa) now is the time to get them. If you don’t qualify, we will guide you through the process of opening new secured cards. They are easy to open and you won’t get denied. We will also counsel you on the most powerful way to manage your new cards to achieve the optimal credit score benefit. When it comes to credit scores, everything matters!