Just click on any question below to see our answer. We hope these brief exchanges will provide you with inspiration and insight as you continue your credit repair journey.

Do you have a question? Feel free to submit it at our contact us page and we will get back to you soon.

Credit Reports Q & A

Best Credit Reports

I know that I need credit reports for my credit repair program, but which ones are the best? Get Answer »

Credit Reports and Credit Repair

Do I need to review my credit reports before getting my credit repair program started? Get Answer »

Mortgage Credit Reports

I just got my credit report from my mortgage broker and the scores are different from the ones I got online. Why? Get Answer »

Running Credit Reports

Can you get my credit reports for the credit repair program? Get Answer »

Monitoring Your Credit

Should I join a monitoring service when I buy my credit reports? Get Answer »

Credit Repair and Credit Reports

If you can’t make sense of your credit reports don’t worry! Just leave it to us. Many of the people that turn to professional credit repair services like Sky Blue do so because they do not have the time or inclination to decipher their credit reports.

But regardless of your inclination, when it comes to credit reports, there is a difference. If you are getting your credit repair program started and would like to choose the right credit report for the job here are our thoughts…

The best credit reports for credit repair are tri-merged reports. Tri-merged reports are designed to be user friendly and easy to read. This fact in no way diminishes their value for credit repair. In fact, not only do they offer all of the information provided by individual reports, but the user friendly design makes the data considerably more accessible.

Tri-merged reports will cost fifteen dollars and up depending on the source and any additional services you decide to purchase along with the reports. When you join our program we will provide a link to a discounted tri-merged report that is excellent for credit repair purposes and costs less than fifteen dollars with no ongoing obligation.

The F.A.C.T. Act addendum to the Fair Credit Reporting Act mandates that the national credit bureaus offer one free report per year. The website set up for this purpose is AnnualCreditReport.com which is a hub that will guide you through the process of obtaining your free reports from each bureau in turn. These reports, although free, are less than ideal for credit repair. Each report is in a unique format and difficult to read unless you are adept at deciphering credit data. We love free things! But when it comes to credit repair our philosophy is that you should give yourself every advantage you can. Sometimes a small investment will pay a big return!