Introduction
Credit Repair and Your Scores
For truly usable credit, you must optimize your credit scores. A credit repair service like ours can deliver dramatic results, but for real, lasting credit repair success you should have a working knowledge of the mechanics of credit scoring. Nothing is as valuable.
Credit Scores and Your Life
Your credit scores can have a profound impact on your life. Lenders use credit scores to evaluate loan applications and to set interest rates. Insurance companies, landlords, and employers use credit scores to screen candidates. Even mobile phone companies check credit scores before accepting new customers.
Our Credit Score Tutorial
It is not difficult to understand how credit scores work; take thirty minutes to complete our Credit Score Tutorial and you will have sufficient insight to make the most of your credit repair program, avoid common score-damaging errors, and optimize that all-important three digit number. Let’s get started!
- Introduction
- The History of Scores
- The Uses of Scores
- Scores Not Included
- Credit Score Confusion
- The Vantage Score
- Getting FICO
- Other FICO Score Names
- Bureau Score Differences
- When Scores Change
- Using Rapid Rescore
- The Nature of Scores
- Credit Score Numbers
- What is Included
- Payment History
- Amounts Owed
- Length of History
- New Credit
- Types of Credit Used
- What is Excluded
- FICO ’08 Changes
- Authorized User Accounts
- Building Credit for Scores
- Credit Repair Do’s
- A Credit Repair Invitation