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<channel>
	<title>Sky Blue Credit Repair &#124; Sky Blue Blog</title>
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	<link>http://www.skybluecredit.com/blog</link>
	<description>Browse our blog posts on all things credit repair related, from inspirational to the technical.</description>
	<lastBuildDate>Thu, 15 Dec 2011 19:41:51 +0000</lastBuildDate>
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		<item>
		<title>Income Based Repayment For Student Loans</title>
		<link>http://www.skybluecredit.com/blog/income-based-repayment-for-student-loans</link>
		<comments>http://www.skybluecredit.com/blog/income-based-repayment-for-student-loans#comments</comments>
		<pubDate>Thu, 15 Dec 2011 19:40:02 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>
		<category><![CDATA[Savings and Investment]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=634</guid>
		<description><![CDATA[Income Based Repayment Means Less Financial Stress Student loan Income-Based Repayment (IBR) is a student loan repayment option designed to make payments universally affordable based on income and family size. IBR was introduced in 2009. And in 2010, in response to economic conditions, the IBR payment formula was modified to reduce monthly payments to 15% [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/income-based-repayment-for-student-loans/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Will New Mortgage Refinance Rules Help You?</title>
		<link>http://www.skybluecredit.com/blog/awesome-new-mortgage-refinance-rules</link>
		<comments>http://www.skybluecredit.com/blog/awesome-new-mortgage-refinance-rules#comments</comments>
		<pubDate>Wed, 30 Nov 2011 19:27:36 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Mortgage Preparation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=622</guid>
		<description><![CDATA[Are You Upside Down on Your Mortgage? On October 24th, 2011, the Federal Housing Finance Agency, along with Fannie Mae and Freddie Mac announced a modification to the Home Affordable Refinance Program (HARP). The new version of HARP is designed to help people who were previously unable to refinance due to an excessive loan-to-value. The [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/awesome-new-mortgage-refinance-rules/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Mystery of the Vanishing Credit Score</title>
		<link>http://www.skybluecredit.com/blog/mystery-of-the-vanishing-credit-score</link>
		<comments>http://www.skybluecredit.com/blog/mystery-of-the-vanishing-credit-score#comments</comments>
		<pubDate>Mon, 14 Nov 2011 16:59:54 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=610</guid>
		<description><![CDATA[Up and Gone So there you are, right in the middle of an otherwise wonderfully effective credit repair program and your credit score vanishes. Up and gone. Your first reaction is that something must be wrong. The whole point was to improve your scores, not make them vanish. No Worry Chances are there is nothing [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/mystery-of-the-vanishing-credit-score/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bye-Bye Federal Tax Liens</title>
		<link>http://www.skybluecredit.com/blog/bye-bye-federal-tax-liens</link>
		<comments>http://www.skybluecredit.com/blog/bye-bye-federal-tax-liens#comments</comments>
		<pubDate>Mon, 20 Jun 2011 12:39:51 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Mortgage Preparation]]></category>
		<category><![CDATA[Tax Liens]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=598</guid>
		<description><![CDATA[The Trouble with Tax Liens Federal tax liens can depress your FICO scores and keep you from getting approved for most types of loans. Recently, the IRS announced a number of policy changes that allow taxpayers to remove federal tax liens from their credit reports, and, as they put it, “get a fresh start”. These [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/bye-bye-federal-tax-liens/feed</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>Auto Lenders Use Special FICO Scores</title>
		<link>http://www.skybluecredit.com/blog/auto-lenders-use-special-fico-scores</link>
		<comments>http://www.skybluecredit.com/blog/auto-lenders-use-special-fico-scores#comments</comments>
		<pubDate>Fri, 29 Apr 2011 13:23:39 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=594</guid>
		<description><![CDATA[Yet Another Score As a follow up to our previous post (FICO Scores and FAKO Scores) where we chatted about the difficulty consumers have distinguishing between authentic FICO scores and the scores peddled by the bureaus and their offshoots, we thought it would be useful to bring up another score; one that is a legitimate [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/auto-lenders-use-special-fico-scores/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>FICO Scores and FAKO Scores</title>
		<link>http://www.skybluecredit.com/blog/fico-scores-and-fako-scores</link>
		<comments>http://www.skybluecredit.com/blog/fico-scores-and-fako-scores#comments</comments>
		<pubDate>Wed, 13 Apr 2011 17:11:52 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Mistakes]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=585</guid>
		<description><![CDATA[Far From the Truth In case you do not already know, there are many different types of credit scores available on the web. The only thing they have in common is that they are sold generically as “credit scores”. And the fact that they all seem to be thriving (and proliferating) can only be attributed [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/fico-scores-and-fako-scores/feed</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>The Spirit of Self Improvement</title>
		<link>http://www.skybluecredit.com/blog/the-spirit-of-self-improvement</link>
		<comments>http://www.skybluecredit.com/blog/the-spirit-of-self-improvement#comments</comments>
		<pubDate>Tue, 08 Mar 2011 17:10:50 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Inspiration]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=579</guid>
		<description><![CDATA[One Giant Step If you have been through tough times and your credit has suffered you may find it hard to think about credit repair; it’s intimidating, scary even. The first step is always the hardest. It takes courage. Self-improvement programs can be like that, it may take a running start to get moving. Feel [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-spirit-of-self-improvement/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Another Beautiful Day For FICO</title>
		<link>http://www.skybluecredit.com/blog/another-beautiful-day-for-fico</link>
		<comments>http://www.skybluecredit.com/blog/another-beautiful-day-for-fico#comments</comments>
		<pubDate>Fri, 21 Jan 2011 16:12:13 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Inspiration]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=575</guid>
		<description><![CDATA[It’s Getting Better All the Time We have been seeing a new and remarkable level of responsiveness from FICO; little positive changes that once yielded 20 point increases are now yielding 30 or 40 points. Conversely, older derogatory information is hurting less, especially in cases where the old derogatory event is isolated. A Quick Rebound [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/another-beautiful-day-for-fico/feed</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>It is Easier Than You Think</title>
		<link>http://www.skybluecredit.com/blog/it-is-easier-than-you-think</link>
		<comments>http://www.skybluecredit.com/blog/it-is-easier-than-you-think#comments</comments>
		<pubDate>Wed, 12 Jan 2011 16:44:02 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Inspiration]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=570</guid>
		<description><![CDATA[The First Step The hardest part of the credit repair process is the decision to get started. We know that credit issues can evoke emotional discomfort, and even fear. It may seem easier to ignore the problem in the hope that time will bury the events of the past. As it happens, credit repair is [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/it-is-easier-than-you-think/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>A Happy 100 Point Bonus</title>
		<link>http://www.skybluecredit.com/blog/a-happy-100-point-bonus</link>
		<comments>http://www.skybluecredit.com/blog/a-happy-100-point-bonus#comments</comments>
		<pubDate>Wed, 05 Jan 2011 19:09:06 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=567</guid>
		<description><![CDATA[A Special Opportunity When it comes to credit repair, the best results come from simultaneously cleaning up your reports and rebuilding your credit. Both are equally important, but the current formulation of the FICO model presents a special opportunity to get a big credit score boost from rebuilding – and it is not just for [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/a-happy-100-point-bonus/feed</wfw:commentRss>
		<slash:comments>29</slash:comments>
		</item>
		<item>
		<title>The New Year&#8217;s Resolution You Can Keep</title>
		<link>http://www.skybluecredit.com/blog/the-new-year%e2%80%99s-resolution-you-can-keep</link>
		<comments>http://www.skybluecredit.com/blog/the-new-year%e2%80%99s-resolution-you-can-keep#comments</comments>
		<pubDate>Tue, 21 Dec 2010 15:05:06 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Inspiration]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=552</guid>
		<description><![CDATA[Two Facts of Life: Time passes You can do something about your bad credit Another Year Here we are at the end of another year. And before you know it, 2011 will pass as well. Wouldn’t you like to be celebrating the next New Year’s Eve with great credit? Your Goals There are probably a [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-new-year%e2%80%99s-resolution-you-can-keep/feed</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Happy Helpful Holiday Hints</title>
		<link>http://www.skybluecredit.com/blog/happy-helpful-holiday-hints</link>
		<comments>http://www.skybluecredit.com/blog/happy-helpful-holiday-hints#comments</comments>
		<pubDate>Tue, 14 Dec 2010 19:24:34 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Savings and Investment]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=548</guid>
		<description><![CDATA[Glad Credit Tidings Everyone spends during the holidays. And with spending can come stress, but with a little thoughtful financial planning you can stay worry-free. Here are a few handy hints to add to your glad tidings! Your Account Balances There is no long term credit score damage from running up your credit card balances. [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/happy-helpful-holiday-hints/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Our Top Ten Credit Repair Tips</title>
		<link>http://www.skybluecredit.com/blog/our-top-ten-credit-repair-tips</link>
		<comments>http://www.skybluecredit.com/blog/our-top-ten-credit-repair-tips#comments</comments>
		<pubDate>Mon, 29 Nov 2010 18:17:14 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=538</guid>
		<description><![CDATA[1. Start Rebuilding Now We can’t stress this first recommendation enough. Opening new accounts after a period of bad credit is the best thing you can do for your FICO scores. We recommend opening two credit cards. MasterCard and Visa are the best choice, and secured cards are 100% fine. 2. Become an Authorized User [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/our-top-ten-credit-repair-tips/feed</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>Now Do Something Good For You</title>
		<link>http://www.skybluecredit.com/blog/now-do-something-good-for-you</link>
		<comments>http://www.skybluecredit.com/blog/now-do-something-good-for-you#comments</comments>
		<pubDate>Tue, 23 Nov 2010 18:52:44 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Mortgage Preparation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=535</guid>
		<description><![CDATA[You Have Control You have more control over your credit than you know. It’s amazing how quickly your FICO scores will climb if you take the right steps. Helping you up the ladder is our job. If you take the first step and sign up now, you will enjoy the knowledge that every day from [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/now-do-something-good-for-you/feed</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Credit Repair and the Proper Use of Leverage</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-and-the-proper-use-of-leverage</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-and-the-proper-use-of-leverage#comments</comments>
		<pubDate>Tue, 16 Nov 2010 16:31:13 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureau Disputes]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Creditor Disputes]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=532</guid>
		<description><![CDATA[Getting Results There are hundreds of credit repair strategies you may read about in blogs and forums. Tricks abound; legal angles, interpretations of Fair Credit Reporting Act requirements, ways to leverage FTC staff opinion letters, you name it. Many of these strategies have merit – but unless you plan to sue the credit bureaus you [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-and-the-proper-use-of-leverage/feed</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>The Easy Path to Good Credit</title>
		<link>http://www.skybluecredit.com/blog/the-easy-path-to-good-credit</link>
		<comments>http://www.skybluecredit.com/blog/the-easy-path-to-good-credit#comments</comments>
		<pubDate>Thu, 04 Nov 2010 17:21:05 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=525</guid>
		<description><![CDATA[In Your Hands Good credit provides access to employment opportunities and better financing. Even insurance companies consider the quality of your credit. The potential financial impact is significant. Your future is in your hands. If you have a credit issue, let us help you do something about it. It is easy. You Have Control Most [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-easy-path-to-good-credit/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Original Creditor Disputes and Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/original-creditor-disputes-and-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/original-creditor-disputes-and-credit-repair#comments</comments>
		<pubDate>Wed, 03 Nov 2010 13:54:44 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureau Disputes]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Creditor Disputes]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=506</guid>
		<description><![CDATA[Disputing Issues With Creditors Many people that visit credit repair forums read about Section 623 of the Fair Credit Reporting Act (FCRA), which outlines the so-called rights of a consumer to dispute questionable information directly with the OC (original creditor). Although often touted as a useful credit repair tool that imposes responsibilities on the OC [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/original-creditor-disputes-and-credit-repair/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Credit Repair: Powerhouse Score Booster</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-powerhouse-score-booster</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-powerhouse-score-booster#comments</comments>
		<pubDate>Wed, 27 Oct 2010 11:41:29 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=113</guid>
		<description><![CDATA[Your Big Credit Repair Break If you have had credit problems and are in search of the best credit repair technique to boost your credit scores, look no further. The latest release of the FICO algorithm provides an amazing score boosting opportunity. In keeping with the spirit of FICO, this is not a magic trick, [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-powerhouse-score-booster/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>It is a Great Day</title>
		<link>http://www.skybluecredit.com/blog/it-is-a-great-day</link>
		<comments>http://www.skybluecredit.com/blog/it-is-a-great-day#comments</comments>
		<pubDate>Sun, 24 Oct 2010 14:03:54 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=79</guid>
		<description><![CDATA[Feeling Good There is nothing like the feeling that comes from re-taking control of your credit life. It is easy to let problems sit on the back burner, but problems ignored tend to grow. Credit issues untreated beget financial woes. To top it off our subconscious eventually rebels and creates discomfort. But finally we take [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/it-is-a-great-day/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Exploring the Mysteries of FICO</title>
		<link>http://www.skybluecredit.com/blog/exploring-the-mysteries-of-fico</link>
		<comments>http://www.skybluecredit.com/blog/exploring-the-mysteries-of-fico#comments</comments>
		<pubDate>Thu, 21 Oct 2010 14:02:49 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=75</guid>
		<description><![CDATA[FICO is Not Your Report Card Fair Isaac did not develop the FICO score for consumer use. And although it has become a de facto consumer credit “report card” it was never intended as such. In fact, the mechanics of FICO produce a score that, from a consumer perspective often makes little sense. But FICO [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/exploring-the-mysteries-of-fico/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Credit Cards, Collectors and Reporting Period Limits</title>
		<link>http://www.skybluecredit.com/blog/credit-cards-collectors-and-reporting-period-limits</link>
		<comments>http://www.skybluecredit.com/blog/credit-cards-collectors-and-reporting-period-limits#comments</comments>
		<pubDate>Tue, 19 Oct 2010 14:03:11 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Reporting Period Limits]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=77</guid>
		<description><![CDATA[Mark the Default Date If you stop making payments on a credit card (and never resume), the date you are officially 30 days behind becomes your default date. This is also the moment the reporting period clock starts ticking. The credit card company will typically charge off the account six months later. The reporting period [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-cards-collectors-and-reporting-period-limits/feed</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Confronting Collectors with Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/confronting-collectors-with-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/confronting-collectors-with-credit-repair#comments</comments>
		<pubDate>Tue, 19 Oct 2010 14:02:16 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Reporting Period Limits]]></category>
		<category><![CDATA[Statutes of Limitation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=73</guid>
		<description><![CDATA[Level the Playing Field Collectors are aggressive. There are exceptions. But it is a fact that the culture of the collection industry is rooted in the belief that dominant personalities prevail. The business attracts hard characters. Soft spoken gentle souls tend to make a living in other fields. If you are contacted by a collector [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/confronting-collectors-with-credit-repair/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The Fine Art of Building New Credit</title>
		<link>http://www.skybluecredit.com/blog/the-fine-art-of-building-new-credit</link>
		<comments>http://www.skybluecredit.com/blog/the-fine-art-of-building-new-credit#comments</comments>
		<pubDate>Thu, 14 Oct 2010 14:01:54 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=71</guid>
		<description><![CDATA[Two Sides to Credit Repair There are two forces that influence your credit scores, the negative and the positive. Cleaning up negative information is our job. Building positive credit is all about you. Both are integral parts of a successful credit repair program. 100 Points for a Start Seeing negative information get deleted is an [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-fine-art-of-building-new-credit/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>So You Want to Get a Mortgage?</title>
		<link>http://www.skybluecredit.com/blog/so-you-want-to-get-a-mortgage</link>
		<comments>http://www.skybluecredit.com/blog/so-you-want-to-get-a-mortgage#comments</comments>
		<pubDate>Wed, 13 Oct 2010 14:01:25 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Mortgage Preparation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=69</guid>
		<description><![CDATA[Tired of Paying Rent? What an amazing time to buy a house. Rates are down. Home prices are low, low, low. Wouldn’t it be nice to re-deploy your assets from that monthly rent check to a mortgage payment on a home you can call your own? It can be done. Credit repair can help. Wow. [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/so-you-want-to-get-a-mortgage/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>The Sky Blue Path to Super Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/the-sky-blue-path-to-super-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/the-sky-blue-path-to-super-credit-repair#comments</comments>
		<pubDate>Mon, 11 Oct 2010 14:00:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Bureau Disputes]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=67</guid>
		<description><![CDATA[What Do You Want? How much do you want from your investment in credit repair? In our opinion there is never a reason to aim low. When it comes to your credit, everything counts. Every error is worth disputing and every point is worth pursuing. Here’s how we do it. You Pay We Work Identifying [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-sky-blue-path-to-super-credit-repair/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Five Big Credit Repair Faux Pas</title>
		<link>http://www.skybluecredit.com/blog/five-big-credit-repair-faux-pas</link>
		<comments>http://www.skybluecredit.com/blog/five-big-credit-repair-faux-pas#comments</comments>
		<pubDate>Mon, 04 Oct 2010 14:00:40 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Mistakes]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=65</guid>
		<description><![CDATA[Sensitive Scores Oh those darn FICO scores. They are so sensitive. Sometimes it feels like you have to walk on eggshells to keep them happy. Here are a few little things that can really send them into a tail spin. Credit repair isn’t really all that hard when you know what not to do. Faux [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/five-big-credit-repair-faux-pas/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Credit Repair, Bankruptcy, and Recovery</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-bankruptcy-and-recovery</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-bankruptcy-and-recovery#comments</comments>
		<pubDate>Fri, 01 Oct 2010 13:59:59 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=63</guid>
		<description><![CDATA[The Bankruptcy Decision Credit repair is not an option to bankruptcy, but credit repair can make a big difference after a bankruptcy has been discharged. If you are behind on your bills, unable to make your payments and going deeper every day, bankruptcy may be the right choice for you. Once you start the process [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-bankruptcy-and-recovery/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>The Intangibles of Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/the-intangibles-of-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/the-intangibles-of-credit-repair#comments</comments>
		<pubDate>Mon, 27 Sep 2010 13:59:15 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=59</guid>
		<description><![CDATA[First Come the Tangibles We love the tangible results of credit repair. There is nothing quite as satisfying as seeing derogatory items deleted, or discovering that our FICO Score is up 100 points. How about a new lower mortgage or auto payment we get because we are able to refinance. But credit repair has other, [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-intangibles-of-credit-repair/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit Repair For When a Collector Strikes</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-for-when-a-collector-strikes</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-for-when-a-collector-strikes#comments</comments>
		<pubDate>Sun, 19 Sep 2010 13:58:39 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Bureau Disputes]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Statutes of Limitation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=57</guid>
		<description><![CDATA[Gotta Know Your Rights Some collectors are okay. Just to get that out of the way. They are not all bad, and it is best not to pre-judge anyone, but then again there is the practical reality. Plenty of our credit repair customers have active collections, and I have never heard a Sky Blue customer [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-for-when-a-collector-strikes/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit Repair and the Most Spectacular Credit Score</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-and-the-most-spectacular-credit-score</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-and-the-most-spectacular-credit-score#comments</comments>
		<pubDate>Mon, 06 Sep 2010 13:58:15 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=55</guid>
		<description><![CDATA[The Magic Number It is always nice to see a spectacular FICO score. In the credit repair business we see scores across the board. We see some pretty lofty numbers as a matter of course. And yet, anything approaching the 850 mark is almost an aberration. Not because it is unachievable, but because hitting a [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-and-the-most-spectacular-credit-score/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Pretty Soon You Are Talking Real Money</title>
		<link>http://www.skybluecredit.com/blog/pretty-soon-you-are-talking-real-money</link>
		<comments>http://www.skybluecredit.com/blog/pretty-soon-you-are-talking-real-money#comments</comments>
		<pubDate>Fri, 03 Sep 2010 13:57:43 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Savings and Investment]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=53</guid>
		<description><![CDATA[About the Opportunities For most people credit repair is about the practical realities of life; employment, insurance, rental and mortgage opportunities, the interest rate on car loans, credit cards, etc. We love to monitor FICO scores, but in the end it is all about the opportunities a good looking report and a high score will [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/pretty-soon-you-are-talking-real-money/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Preempting Judgments with Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/preempting-judgments-with-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/preempting-judgments-with-credit-repair#comments</comments>
		<pubDate>Sun, 29 Aug 2010 13:54:34 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>
		<category><![CDATA[Judgments]]></category>
		<category><![CDATA[Reporting Period Limits]]></category>
		<category><![CDATA[Statutes of Limitation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=51</guid>
		<description><![CDATA[You Have Been Served If you have been sued by a collector, but the case has not yet gone to court, there are a variety of credit repair techniques you can use to stop the legal process and avoid a judgment. Stopping the Legal Process If you have the resources to settle before your court [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/preempting-judgments-with-credit-repair/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How to Force Debt Validation</title>
		<link>http://www.skybluecredit.com/blog/how-to-force-debt-validation</link>
		<comments>http://www.skybluecredit.com/blog/how-to-force-debt-validation#comments</comments>
		<pubDate>Tue, 24 Aug 2010 13:54:04 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Debt Validation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=49</guid>
		<description><![CDATA[If You Miss the Legal Window Per the FDCPA (Fair Debt Collection Practices Act) you have 30 days from the receipt of a collection letter to ask the collector to validate the debt. Failure on the part of the collector to validate requires them to cease collection efforts and not report to the bureaus. Are [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/how-to-force-debt-validation/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Five Ways to Fix Your Credit Fast</title>
		<link>http://www.skybluecredit.com/blog/five-ways-to-fix-your-credit-fast</link>
		<comments>http://www.skybluecredit.com/blog/five-ways-to-fix-your-credit-fast#comments</comments>
		<pubDate>Wed, 18 Aug 2010 13:53:32 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=47</guid>
		<description><![CDATA[The Transformation Starts Now You do not have to live with poor credit for the next seven years. Patience may be a virtue, but when it comes to your credit you should take action today. Credit repair is a smart choice, and a powerful way to accelerate the process of recovery and improvement. Take the [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/five-ways-to-fix-your-credit-fast/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair and the Power of Plastic</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-and-the-power-of-plastic</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-and-the-power-of-plastic#comments</comments>
		<pubDate>Mon, 09 Aug 2010 13:53:07 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=45</guid>
		<description><![CDATA[Getting Back on the Plastic Horse Once burned, twice shy, it is natural. If credit cards contributed to the negative issues on your credit report it makes sense that you would hesitate to venture back into the realm of revolving debt. Yet, there is nothing like a credit card (or preferably two) to trigger quick [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-and-the-power-of-plastic/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Get Results from Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/how-to-get-results-from-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/how-to-get-results-from-credit-repair#comments</comments>
		<pubDate>Tue, 03 Aug 2010 13:52:24 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureau Disputes]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=43</guid>
		<description><![CDATA[A Few Things You Should Know Credit repair is capable of transforming your credit report, raising your scores, and making your credit reports look good to prospective lenders. The final result should allow you to qualify for better financing, meet requirements of landlords, utilities, phone companies, employers, and more. But to get the best results [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/how-to-get-results-from-credit-repair/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair and Your Inquiries</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-and-your-inquiries</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-and-your-inquiries#comments</comments>
		<pubDate>Wed, 28 Jul 2010 13:51:23 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Inquiries]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=41</guid>
		<description><![CDATA[Inquiries May Hurt, or They May Not Credit inquiries can be disturbing. It is not surprising that a fair number of people starting our credit repair program express concern about the inquiries that show up on their reports. Credit inquiries can be a problem, or they may have no impact whatsoever. Rate Shopping and Inquiries [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-and-your-inquiries/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Authorized User Accounts for Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/authorized-user-accounts-for-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/authorized-user-accounts-for-credit-repair#comments</comments>
		<pubDate>Tue, 20 Jul 2010 13:50:47 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Mistakes]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=39</guid>
		<description><![CDATA[They Work, But Be Careful! An authorized user credit card can raise your scores – and quickly. Assuming the donor is prudent, and consistent in managing the balance, an authorized user account can be a great adjunct to your credit repair program. But with benefits come risks. The Way They Work An authorized user account [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/authorized-user-accounts-for-credit-repair/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Handy Debt Validation Facts</title>
		<link>http://www.skybluecredit.com/blog/handy-debt-validation-facts</link>
		<comments>http://www.skybluecredit.com/blog/handy-debt-validation-facts#comments</comments>
		<pubDate>Mon, 12 Jul 2010 13:50:06 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Collectors and Collections]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Debt Validation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=37</guid>
		<description><![CDATA[A Powerful Credit Repair Tool Debt validation is a valuable part of the credit repair process, and one that can provide information about the accuracy of collections you are confronted with. Debt validation can also eliminate the presence collectors in your life and collection accounts on your credit report. Good Reasons Debt validation is the [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/handy-debt-validation-facts/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Make Today Your Day with Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/make-today-your-day-with-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/make-today-your-day-with-credit-repair#comments</comments>
		<pubDate>Mon, 05 Jul 2010 13:49:04 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=34</guid>
		<description><![CDATA[Doing the Right Thing There is nothing like the feeling of doing the right thing, for yourself, for your family, for your life. Credit repair offers way to take positive, constructive steps to transcend the problems of the past and move towards a future you can feel great about. If you take the first step [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/make-today-your-day-with-credit-repair/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The New FICO Balance Score Connection</title>
		<link>http://www.skybluecredit.com/blog/the-new-fico-balance-score-connection</link>
		<comments>http://www.skybluecredit.com/blog/the-new-fico-balance-score-connection#comments</comments>
		<pubDate>Fri, 02 Jul 2010 13:48:36 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=32</guid>
		<description><![CDATA[FICO’s Latest Tweak was a Big One Periodically FICO tweaks their scoring formula. The last big change, called FICO ’08, got a lot of publicity because of a battle over proposed changes to authorized user account scoring. But FICO ’08 also put more emphasis on the relationship between revolving balances and account limits, a lot [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-new-fico-balance-score-connection/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Credit Repair and Statutes of Limitation</title>
		<link>http://www.skybluecredit.com/blog/credit-repair-and-statutes-of-limitation</link>
		<comments>http://www.skybluecredit.com/blog/credit-repair-and-statutes-of-limitation#comments</comments>
		<pubDate>Wed, 30 Jun 2010 13:47:43 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>
		<category><![CDATA[Statutes of Limitation]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=30</guid>
		<description><![CDATA[Know Your Statute of Limitation Open collection accounts should not be disputed without investigating the statute of limitation (SOL). Not knowing your SOL can be costly. Knowing your SOL provides amazing credit repair benefits. Avoid Lawsuit Triggers Disputing open collections without knowledge of the SOL is like driving a car blindfolded. You may get lucky, [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-repair-and-statutes-of-limitation/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit Reports for Credit Repair</title>
		<link>http://www.skybluecredit.com/blog/credit-reports-for-credit-repair</link>
		<comments>http://www.skybluecredit.com/blog/credit-reports-for-credit-repair#comments</comments>
		<pubDate>Thu, 17 Jun 2010 13:44:10 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureau Disputes]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Reports]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=27</guid>
		<description><![CDATA[A Hammer is a Better Choice The right tool makes the job easier. I suppose you could build a house without a hammer. A rock could do the job. But why make life hard? A hammer is a much better choice. Likewise, you want to start the credit repair process with the right credit report. [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/credit-reports-for-credit-repair/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>A Little Credit Sunshine</title>
		<link>http://www.skybluecredit.com/blog/a-little-credit-sunshine</link>
		<comments>http://www.skybluecredit.com/blog/a-little-credit-sunshine#comments</comments>
		<pubDate>Sat, 05 Jun 2010 13:43:31 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=25</guid>
		<description><![CDATA[Prioritizing Credit Repair Credit repair should be prioritized. At Sky Blue we focus first on the issues that provide the biggest results. Little items like inquiries, which only have a small impact, are usually put at the bottom of the list. It is science. We want to get results for our customers, frontload the value, [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/a-little-credit-sunshine/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Best Technical Credit Repair Tip Ever</title>
		<link>http://www.skybluecredit.com/blog/the-best-technical-credit-repair-tip-ever</link>
		<comments>http://www.skybluecredit.com/blog/the-best-technical-credit-repair-tip-ever#comments</comments>
		<pubDate>Tue, 01 Jun 2010 13:27:13 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Rebuilding Credit]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=22</guid>
		<description><![CDATA[It is Amazing Please read carefully &#8211; this may be the most powerful, least publicized FICO scoring trick there is, and there is more than meets the eye. Are you ready? New accounts opened after a period of bad credit are given special weight by FICO. The implications are fantastic for anyone in a credit [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/the-best-technical-credit-repair-tip-ever/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Pushing Through Credit Bureau Resistance</title>
		<link>http://www.skybluecredit.com/blog/pushing-through-credit-bureau-resistance</link>
		<comments>http://www.skybluecredit.com/blog/pushing-through-credit-bureau-resistance#comments</comments>
		<pubDate>Fri, 01 Oct 2010 13:59:37 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Bureau Disputes]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Services]]></category>

		<guid isPermaLink="false">http://www.skybluecredit.com/blog/?p=61</guid>
		<description><![CDATA[Technique and Patience The credit bureaus can be very cooperative, and then again they can be downright frustrating. Success with credit bureaus disputes is predicated on two factors: technique and patience, and not necessarily in that order. Credit Bureau Personalities Each of the three credit bureaus has their own personality. One of the bureaus is [...]]]></description>
		<wfw:commentRss>http://www.skybluecredit.com/blog/pushing-through-credit-bureau-resistance/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
	</channel>
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