Clean Up Your Credit Report.
Improve Your Scores.

We have offered our exceptional credit repair services since 1989. If you are ready to take action we are ready to help!

Only $79 to get started. And then just $49 per month starting 30 days later. You may cancel anytime. Costs Detail »

We Make it Easy.

We will identify your issues, manage the entire dispute process with the credit bureaus, and provide the personal FICO® score recommendations you need to succeed.

Just get us your credit report and ID and we will take over. Our process is thorough, smart, and super-effective.

How it Works
Our Promise to You.

We focus on actions that produce meaningful results in a timely manner - and promise to deliver a superior customer experience and genuine value each month you are enrolled in our program.

In fact, we are so sure you will be thrilled with your experience that we will refund your money if you are not.

Our Guarantee

Discover the Sky Blue Difference!

A Pace That Delivers

We start fast - and work smart. We dispute 15 items (5 items per bureau) every 35 days to deliver the best value in the industry.

The Pro Advantage

Unlike some companies that provide no help selecting items to dispute, we identify even the most subtle dispute candidates for you.

Intelligent Guidance

Your credit scores matter! When we review your report we will pinpoint specific actions you can take to optimize your scores.

Easy Cost Structure

Your review/setup fee is not charged for six days, monthly fees do not start until a month later, and no confusing upgrades are needed.

A Clear Guarantee

We are so sure you will be thrilled with your entire experience that we offer the most clear and simple guarantee in the business.

Superior Results

Our fantastic method utilizes the most complete range of tools available to insure you get the superior results that you deserve.

The Smart Choice

Our credit repair services combine exceptional customer support with a total mastery of the laws that govern the credit reporting industry. Our approach is designed to deliver a completely satisfying experience – and genuine, lasting credit improvement.

"An absolutely fantastic experience from the start, brilliant and friendly. I recommend Sky Blue to anyone with credit issues." - Robert B.

Your Mortgage Goals

We are well aware of events in the mortgage industry and the issues you may face when buying or refinancing a home. Our program is uniquely capable of helping you become lender-ready in the most efficient manner. Let us help you reach your goals.

"I've been so impressed with everything - from the customer service to the awesome results. Sky Blue is the gold standard for credit repair." - Russell H.

Questions and Answers

I got a bunch of collection letters a few months ago; can your credit repair services help me with these?

We include debt validation as part of our credit repair services. Debt validation should be done within 30 days of the receipt of a collection letter. Your old collection letters, as they are, are not likely to produce a result. But this does not mean that debt validation cannot be used on these accounts. Read More »

"The results you got for us were terrific. I wish all of my internet experiences were as nice as this." - Karen M.

Handy Tips & Tricks

Dealing with Rogue Collectors

Many people assume that collectors have the right to collect because they say so. This is not so. There are several situations you should be on the alert for. In the world of collectors, forewarned is forearmed. Read More »

"The entire experience was a pleasure, the price was right, and the results were amazing. Thank you!"
- Mary R.
  • Super-Easy Online Signup Form. Get Started in 2 Minutes
  • All Major Credit Cards & Debit Cards Accepted
  • Cancel Anytime. No Pre-Set Obligation
  • Professionally Managed Credit Bureau Disputes and Personal FICO Score Recommendations
  • All Inclusive! No Upgrades Needed
  • Couples Discount! Spouse Pays ½ Monthly Fee

The Sky Blue Blog

  1. Recent FICO Changes Boost Credit Repair Results
  2. Enlightening New FTC Study on Credit Report Accuracy
  3. Inquiries, Credit Repair, and What Really Matters
  4. The Consumer Financial Protection Bureau and Credit Repair
  5. Income Based Repayment For Student Loans